Get Ready n Get Covered!
The new healthcare law, called the Affordable Care Act or ObamaCare, may impact you and your family! Under this law, there will be a new way to buy health insurance, in the health insurance marketplace.
You can begin to apply to get health insurance on OCTOBER 1, 2013.
In the meantime, here are a few things you NEED to do:
- Understand what the new healthcare law means for you and your family.
- Set up your online account today in the health insurance marketplace:
- Nearly everyone will be required to purchase health insurance starting 2014 or face a penalty
So Get Ready…n … Get Covered! Coverage starts JANUARY 1, 2014.
How will it work?
| Your Household Income is | What you may get | Tax Credits? |
| Less or equal 138% of FPL (~$20,000/year for family of two) | You may be Eligible for Medicaid | |
| 138% – 400% of FPL (~$92,000/year for a family of four) | Buy affordable health insurance through market place | Eligible for Tax credits.Cost-sharing subsidies may be available for those at or below 250% FPL |
| Above 400% of FPL | Buy affordable health insurance through market place | Not Eligible for tax credits |
What you MUST DO!
|
WHEN |
WHAT |
WHERE |
|
By Now |
Understand what the New Healthcare Law means for you and family |
The New Health Care Law – Top Things to KnowSnapshot on the New Health Care Law |
|
Today |
Set Up your Online Account |
In the Health Insurance MarketPlace
|
|
October 1, 2013 |
Open Enrollment Starts |
|
|
January 1, 2014 |
Your Coverage starts |
|
FAQs:
1. How can I ensure I get the best health insurance rate for me and my family?
Beginning October 1, 2013, you’ll be able to compare and enroll in insurance plans available in your area using an online exchange, called the health insurance marketplace. You can compare your insurance options based on price, benefits, quality, and other features that may be important to you, in plain language that makes sense. And, you may be able to get a new kind of tax credit that lowers your monthly premium.
2. What if I already have health insurance?
If you are self-insured or have insurance with an employer or government agency, you may not experience changes. But you may have access to some new benefits that the law puts in place, like free preventive screenings and the ability to insure your adult children up to age 26.
Got Questions?
FOR MORE INFORMATION & TO APPLY CONTACT UAO AT (312) 949-9980
Visit: www.uniteafricans.org/resources/healthcare
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